In-House Lending — No Referrals, No Brokers

Your Mortgage.
Our Team.
Better Rates.

Amplified Estates matches you with vetted, licensed lending partners — one dashboard, transparent terms.

Amplified Estates is not a lender and does not originate loans. Lending partners quote their own rates.

$0
Lender & origination fees
$0
Refinance fees, forever
$3,500
On-time closing bonus
0.48%
Below national avg. rate
✓ Soft credit check only
✓ Pre-approval in 24 hrs
✓ No commitment required
✓ Licensed lending partners only
Today's Rates — March 19, 2026
Freddie Mac PMMS
Today's market rate
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30-yr fixed · Freddie Mac PMMS
Rates quoted by the lender · Subject to change · Not a commitment to lend
Live Rate Data

Today's
Market Rate

Sourced from Freddie Mac's Primary Mortgage Market Survey® — the most widely cited rate benchmark in the U.S., updated weekly. Amplified Estates is not a lender: the rate a lending partner quotes you depends on your own credit profile, down payment and loan type.

Rates current as of March 19, 2026 · Freddie Mac PMMS via FRED
BenchmarkNational Average (30-Yr Fixed)
Today's market rate
Freddie Mac PMMS via FRED · updated weekly
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National average sourced from Freddie Mac PMMS® via FRED. Rates quoted by the lender: your lending partner sets your actual rate based on your credit profile, down payment, property type and loan program. This is not a rate quote and not a commitment to lend.
Get Matched

Get
Pre-Qualified

Tell us what you're looking for and a licensed mortgage lending partner will reach out with your options. Soft credit check only — no impact to your score.

Your request goes to a licensed mortgage lending partner — Amplified Estates is not a lender and does not originate loans.

Please fill out all required fields.
Loan Programs

Find the Right Loan
For Your Situation

Most Popular
30
30-Year Fixed
Rates quoted by the lender
The most popular loan in America — predictable payments, maximum affordability, and the longest runway to build equity.
  • Fixed payment for 30 years
  • 20% down eliminates PMI
  • All lender fees waived
  • On-time closing bonus up to $3,500
FHA
FHA Loan
Rates quoted by the lender
The most accessible path to ownership — lower down payment, flexible credit, and lower barriers for first-time buyers.
  • As low as 3.5% down
  • 580+ credit score eligible
  • No prepayment penalties
  • Waived lender fees
Veterans
VA
VA Loan
Rates quoted by the lender
For eligible veterans, active duty, and surviving spouses — the most powerful loan program available, with no down payment and no PMI.
  • Zero down payment required
  • No PMI — ever
  • No lender fees for veterans
  • Rates below market
↺
Cash-Out Refinance
Rates quoted by the lender
Unlock the equity you've built and use it however you need — with zero refinance fees when you refi with us.
  • Zero refinance fees
  • Access up to 80% of equity
  • No prepayment penalties
  • 21-day close guarantee
Mortgage Calculator

Estimate Your
Monthly Payment

Adjust the sliders to model your scenario. Toggle between our rate and the national average to see your exact monthly savings.

Home Price$400,000
Down Payment20% · $80,000
Loan Term30 Years
Rate Comparison Mode
Property Tax (%/yr)
Insurance (%/yr)
Estimated Monthly Payment (PITI)
$—
—
Principal & Interest—
Property Tax (est.)—
Home Insurance (est.)—
Loan Amount—
Interest Rate—
Total Interest Paid—
vs. Market Rate (6.22%)—
Estimate only — includes principal, interest, taxes & insurance. Actual payment may vary. Not a commitment to lend.
Your Loan Journey

From Application
to Keys in Hand

Our in-house team handles every step. No handoffs, no surprises — just a clear path from your first click to your closing day.

1
Day 1 · 10 minutes
Request pre-qualification
Complete our secure online form in under 10 minutes. Tell us your loan purpose, credit profile, and the property you have in mind. Soft credit check only — zero impact to your score.
Time requiredUnder 10 minutes
Credit impactNone — soft pull only
What you'll needBasic income & property info
Day 1–2 · Within 24 hours
Get Pre-Approved
Your dedicated Amplified Estates loan officer reviews your file and contacts you within 1 business hour. They confirm your rate, answer every question, and issue a pre-approval letter — typically within 24 hours of submitting.
TurnaroundWithin 24 hours
Your rateLocked upon request
DeliverablePre-approval letter
2
3
Days 2–21 · Parallel processing
Underwriting & Rate Lock
Once under contract, we lock your rate for 60 days and run underwriting in parallel — so nothing stalls. Your loan officer updates you at every milestone: appraisal, title search, and final approval.
Rate lock60-day protection
ProcessingParallel underwriting
Avg. to clear-to-close21 days
Closing Day · Zero fees
Close, Save & Get Your Keys
We close on your guaranteed date with zero lender fees at the table. Close on time — 97% of our clients do — and receive up to $3,500 credited directly to your closing costs. Sign, save, step through the door.
Lender fees$0 — fully waived
On-time bonusUp to $3,500 credited
Avg. total savings$24,350 per closing
4
Ready to begin your journey?
Soft credit check · No commitment · Pre-approval in 24 hours
✓ NMLS Licensed Lender ✓ Equal Housing Opportunity ✓ 256-bit Encrypted ✓ No Fees to Apply